818353856RR0001 — 0030
Registered — Grimsby, ON — Charitable Organization
Scores: Legitimacy 98/100 · Effectiveness 90/100
Financials: Revenue $110,212 · Expenditures $103,838
Grimsby Bible Church directs an extraordinary 95.3% of its expenditures to programs, placing it well above the 90% peer median for congregations — but nearly all of that spending is compensation, with an 79.8% comp-to-revenue ratio that dwarfs the 40.4% peer median. This small Ontario congregation operates on roughly $110,000 annually with a stable five-member board and 16 years of consistent CRA filings.
Our Verdict: A well-run small congregation that channels almost all of its spending into programs, though donors should understand that the dominant expense is pastoral compensation rather than diverse programming. The church's financial picture is transparent and its compliance record is clean.