141165555RR0001 — 0001
Registered — Montreal, QC — Charitable Organization
Scores: Legitimacy 100/100 · Effectiveness 83/100
Financials: Revenue $1,344,620 · Expenditures $1,200,160
Microcrédit Montréal channels 91.5% of its spending to programs helping low-income Montrealers access microloans and financial literacy services, placing it well above the 82% peer median for poverty-relief organizations. Despite a volatile revenue history that includes a 50.6% single-year drop, the organization has rebuilt to $1.3M in annual revenue with 16.9 months of reserves providing a strong financial cushion.
Our Verdict: A well-managed microlending organization with strong program focus and healthy reserves, though donors should be aware of past revenue swings that reflect the inherent volatility of grant-dependent poverty-relief work.